God owns the world and everything in it. We are called to be stewards of the resources that have been entrusted to us, but we do not own it. Having the perspective of a steward can take the stress out about getting more and/or keeping what we have accumulated.

We are here to serve and lead. We are charged with giving you frank, honest advice, which sometimes includes tough love.

Establish long term goals for you and your family and get a handle on how much that might cost. Live purposefully. Have a name for every dollar. Planning out your goals and working your plan helps establish priorities, improves clarity and reduces anxiety.

Collaborate with your spouse on all major decisions and only move forward if you are in agreement. You may miss an opportunity or two along the way, but you will also avoid many ditches. Remember, happy spouse won’t grouse.

Debt is a two edge sword. While it can help leverage returns on the upside, it makes us slave to the lender on the downside. Don’t assume the asset purchased will rise in price. Debt also causes us to maintain a job or lifestyle that we might otherwise want to change.

Maintain an emergency fund and save for financial independence. You may want to continue to work, but you’ll be free to pursue your dreams if you have that nest egg built up. A good rule of thumb is to save at least 10% of your gross income annually.

Educate yourself on how the markets work and invest appropriately for the given goals. Hasty speculation brings poverty, but steady plodding brings prosperity. Dollar cost average. Diversify across several asset classes because you never know what dangers lurk ahead.

Nations fall for lack of wise counsel. Seek counsel that has your best interests in mind. Understand how your counsel is being compensated. Pray for guidance and wisdom before all major decisions.

It is said that giving is better than receiving. This is true because we are sharing our resources with those less fortunate. There is a principle at work that causes generosity to be rewarded, not necessarily financially, but absolutely emotionally.

To know and understand you, your goals and aspirations and help you attain your goals and aspirations through appropriate financial means.

We are here to serve and lead. We are charged with giving you frank, honest advice, which sometimes includes tough love.

Taking proper care of our clients’ resources. Understanding your goals and aspirations and applying appropriate, low cost solutions to integrate your money with your life.

The Golden Rule – Treat others with kindness and honor, as we would want to be treated.

Absolute honesty and forthrightness. Our clients’ interests always come first. We disclose any real or perceived conflicts of interest. As well, we do what we say and say what we do.

Bringing the best, research driven solutions to bear on our clients’ behalf. Continuing education is part of our DNA.